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Get the best insurance policy at the best price with Somos Insurance.

Personalized Coverage
For Your Home

Home Insurance covers more than just the physical structure of your home. Be sure you’re protecting your family and personal belongings against the possibility of theft, and much more.

Somos Insurance is here to help find you an affordable policy from one of our many trusted brands.

Umbrella Liability

Get assurance of extra liability coverage for major claims and lawsuits to protect your assets, family, and your future.

Fire

Get coverage for repair or replacement costs in the event of damage from fire or smoke.

Liability

Protect your family and yourself from bodily injury or property damage, as well as any legal costs incurred.

Renters

Protect your personal property from weather, natural disasters, theft, and more with personalized renters insurance.

Storm

Get covered from the damaging effects of storms including lightening, hail, or high winds.

Belongings

Get protection for your personal property both outside and inside of your home.

Home
FAQs

Is it required to have homeowners insurance if I own property?

It is legal to own property without insuring it, however, it is always a good idea to make sure you protect your investment. Some situations also make it difficult to own property without insurance. For example, if you are financing your home, most lenders require you have a policy to cover damage in the event of a natural disaster or fire.

What is a deductible?

A deductible is the stated amount the insurance policy holder agrees to pay out of pocket before the insurer covers any losses covered within your plan.

Is theft covered by homeowners insurance?

A personal property policy will cover any theft and damage of personal items, such as electronics, furniture, appliances, and other valuables, outlined in the policy.

somos home insurance

Why Somos Insurance?

As an independent agency, Somos Insurance works with many insurance companies to find you the best policy to fit your needs and your budget. Whether you’re looking for coverage for fire, flooding, or to protect your belongings, Somos Insurance is here to help.

1 in 15

Insured homes have a claim each year

2.4 Million

Homes are at risk of damaging flooding

1 in 250

Insured homes file a claim due to theft

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As an independent agency, Somos Insurance works with many well-known insurance companies to find you the best policy to meet your insurance needs.

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