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Ensuring Peace of Mind
Life Insurance

Life insurance offers protection for your loved ones in the event of your absence. Policies can help cover funeral expenses and other bills or debts. Somos Insurance is here to ensure you and your family are taken care of by offering the best policies at the greatest value.

Permanent

This policy provides lifelong protection and builds cash value on a tax-deferred basis.

Term Life

Term life policies offer coverage for a specific length of time (or term) — usually 10, 15, or 20+  years. This is the most economical option to acquire a substantial death benefit for a period of time.

Final Expenses

Final expenses policies offer coverage designed to cover funeral and burial expenses in addition to other outstanding debts.

Life Insurance
FAQs

Who needs life insurance?

There are several reasons to purchase life insurance. Life insurance policies cover lost income due to the death of a wage earner, funeral costs, and outstanding debts.

How much life insurance do I need?

It is suggested that you purchase five to eight times your current income, however situations may vary. Talk to one of our experienced agents to help you decide how much life insurance suits your needs.

Who can take out a policy on my life?

Only someone who has an “insurable interest” can purchase an insurance policy on your life. Usually, people with insurable interest include members of your immediate family. In other circumstances your employer or business partner may also have an insurable interest.

somos life insurance

Why Somos Insurance?

As an independent agency, Somos Insurance collaborates with many insurance companies to find you the best policy to fit your needs and your budget. Whether you’re looking for a permanent, term life, or final expenses policy, Somos Insurance is here to help.

61%

Of Americans have coverage

40%

Of Americans rely on life insurance to protect their financial security

8 in 10

People overestimate the true cost of life insurance

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Somos Insurance

As an independent agency, Somos Insurance works with many well-known insurance companies to find you the best policy to meet your insurance needs.

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